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Scikit-learn estimators require their training and testing data to be two-dimensional arrays (or two-dimensional array-like data, such as lists of lists or pandas DataFrames) . Which of the following statements is false?
a. To transform a one-dimensional array into two dimensions, we call an array's ________ method.
Collateralized
Secured by an asset or property as a guarantee to repay a loan.
Amortized
The process of gradually reducing a debt through regular payments over time, which include both principal and interest components.
Borrower Defaults
Borrower defaults occur when a borrower fails to meet the legal obligations of a loan, such as not making scheduled payments.
Legal Documents
Written instruments that express rights, duties, entitlements, or liabilities legally enforceable by judicial action.
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