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In writing a bad-news letter, you should state a refusal clearly.
Compounded Annually
Refers to interest calculated once a year on the principal, including any previously earned interest.
Balance
In mathematics, the state in which both sides of an equation or an inequality have equal values or weights.
Compounded Monthly
The process of applying interest on both the initial principal and the accumulated interest of previous periods on a monthly basis.
Balance
The condition in which all influences or factors cancel each other out, leading to stability or equilibrium.
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