Which of the Following Is NOT a Strategy Used by Insurance

question 50

Multiple Choice

Which of the following is NOT a strategy used by insurance companies to attempt to shift the cost of care to patients and protect against moral hazard?

• A) Copayments and coinsurance
• B) Deductibles, or a dollar amount paid by the insured before insurance begins to pay for the services
• C) Premiums
• D) Exclusions for such services as cosmetic surgery other than to repair damage from an illness or an accident

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Definitions:

"Rock-bottom" Groups

Indicates groups of individuals at the lowest possible point or level, often referring to socio-economic status or psychological well-being.

Ex-drug Addicts

Individuals who have successfully ceased the use of addictive drugs and are in the process of recovery from addiction.

Alcoholics Anonymous

A self-help group dedicated to supporting individuals in achieving and maintaining sobriety from alcohol.

Self-disclose

The act of revealing personal information about oneself to others, which can promote intimacy and understanding in relationships.