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-An individual account plan that requires that an employer commit to a specific contribution for-
mula.
Technostress
A modern type of stress caused by an inability to cope with new technologies in a healthy manner, leading to feelings of overwhelm and inefficiency.
Information Overload
The state of having too much information to process, making decision-making and understanding difficult.
Message Congruency
The degree to which a message is consistent with existing attitudes, behaviors, or beliefs of an audience.
Tangible Effect
A clear and definite impact or result that can be perceived by touch or visibly observed.
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