Which of the Following Sentences Presents the Reason for Denying

question 85

Multiple Choice

Which of the following sentences presents the reason for denying a customer's request for credit most effectively?

• A)Your request for credit has been denied.
• B)Because you have not been employed for the past 15 months and have credit debts of over $4,000, we will not be able to grant you credit at this time.
• C)Although your credit rating does not meet our minimum standards, we would be happy to reconsider your application if you add a cosigner.
• D)Your failure to meet our standards will not allow us to issue you a credit account.

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Definitions:

Reject

To refuse to accept, submit to, believe, or make use of.

Belonging Needs

Refers to the human emotional need to be an accepted member of a group, reflecting a desire for companionship and acceptance.

Maslow

Referencing Abraham Maslow, a psychologist known for creating Maslow's hierarchy of needs, a theory in psychology explaining human motivation based on fulfilling a series of needs.