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Lactose Intolerance Is a Problem for 30 to 50 Million

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Lactose intolerance is a problem for 30 to 50 million Americans, especially in certain ethnic groups. As a result, your best friend is opening a bakery-cafe catering to this population and is beginning the process of recipe development. She would like your input and knowledge regarding the use of plant-based milk substitutes. Give her specific cow's milk alternatives and the characteristics of each "milk."


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Creditor

An individual or institution to whom money is owed by a debtor.

Guarantor

A person or entity that agrees to be responsible for another's debt or performance under a contract if the original party fails to meet their obligations.

Debtor

An individual or organization that owes money to another party, often referred to in contexts involving loans or credit.

Bankruptcy Statutes

Laws governing the process by which individuals or entities can declare their inability to pay their debts and seek relief from some or all of them.

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