It Is the Initial Amount Not Covered by an Insurance

question 269

Multiple Choice

It is the initial amount not covered by an insurance policy and thus the insured's responsibility; it's usually determined on a calendar-year basis or on a per-illness or eraccident basis. We may call it as:

• A) Participation clause
• B) Deductible
• C) Internal limits
• D) Co-insurance

---

Definitions:

Insomnia

A sleep disorder characterized by difficulty falling asleep, staying asleep, or both, leading to impaired daytime functioning.

Apnea

A temporary cessation of breathing, especially during sleep.

Sleeplessness

The condition of being unable to sleep, also known as insomnia.

Sleep Apnea

A condition where an individual experiences interruptions in breathing or instances of light breathing while asleep.