A Credit Card Provider Uses a Software to Determine the Likelihood

question 39

Multiple Choice

A credit card provider uses a software to determine the likelihood of customers defaulting on their payments. The software assigns a credit score to each customer based on their past transactional records. This software is an example of a(n) ________ system.

• A) project management
• B) business intelligence
• C) collaboration
• D) budgeting

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Definitions:

Beyond Compliance

Adopting ethical standards and practices that exceed the minimum legal requirements, often to achieve greater social responsibility or environmental stewardship.

Differential Value

The unique value that a product or service offers to its customers, distinguishing it from competitors' offerings.

Environmental Impact

The effect that human activities and natural events have on the environment, including changes to ecosystems, resource depletion, and pollution.

Corporate Social Responsibility

Corporate initiative to assess and take responsibility for the company's effects on environmental and social wellbeing.