​Adverse Selection Is

question 57

Multiple Choice

​Adverse selection is

• A)​when people act differently because they are insured
• B)when more risk averse people want to be insured more
• C)when people at a greater risk want to be insured more
• D)​when your guess at a test question is wrong

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Definitions:

Cladogram

A diagram that depicts the evolutionary relationships among groups of organisms based on shared characteristics derived from a common ancestor.

Shared Derived Trait

A characteristic that is present in an ancestral species and is shared exclusively by its evolutionary descendants.

HMS Beagle

A British Royal Navy ship on which Charles Darwin made his famous voyage, providing key observations that led to the development of his theory of natural selection.

Darwin

Charles Darwin, a 19th-century naturalist best known for his contributions to the theory of evolution through natural selection.