Which of the Following Perils Is not Covered by the HO-3

question 39

Multiple Choice

Which of the following perils is not covered by the HO-3 form?

• A) Aircraft & vehicles
• B) Flood
• C) Theft
• D) Falling objects

---

Definitions:

Punishment

is the imposition of a penalty as a result of an offense, serving as a method of enforcing rules and discouraging undesired behavior.

Contingent Reinforcement

A behavior modification technique where the delivery of a reward or punishment is dependent on the occurrence of a specific behavior.

Punish Openly

A controversial management practice where disciplinary actions or penalties are publicly administered to deter undesirable behavior.

Valued Reward

A benefit or recognition provided to individuals for their performance or behavior, which holds significant worth to the recipient.