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The focus of the persuader stage was to:
Suretyship
A contractual agreement where a party (surety) agrees to be responsible for the debt or obligations of another party (principal) if that party fails to fulfill them.
Cosigner
an individual who agrees to be responsible for the repayment of a loan or debt if the primary borrower fails to pay.
Bankruptcy
A legal procedure for dealing with debt problems of individuals or businesses; officially declared inability to pay off debts.
Liable
Being legally responsible for a particular act or omission, usually involving payment of damages or compliance with specific court orders.
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