__________ Lending Is a Practice on the Part of the Subprime

question 37

Multiple Choice

__________ lending is a practice on the part of the subprime lending market whereby lenders take advantage of less sophisticated consumers or those who are desperate for funds by using the lenders' superior bargaining positions to obtain credit terms that go well beyond compensating them for their risks.

• A) Predatory
• B) Dilatory
• C) Confiscatory
• D) None of the above

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Definitions:

Carcinogens

Substances that promote the formation of cancer in living tissue.

Lupus

A chronic autoimmune disease where the body's immune system becomes hyperactive and attacks normal, healthy tissue, leading to inflammation, pain, and damage in various parts of the body.

Multiple Sclerosis

A long-lasting autoimmune disorder that impacts the central nervous system, resulting in a range of physical and cognitive impairments.

Arthritis

A condition characterized by inflammation of the joints, causing pain and stiffness that typically worsens with age.