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When Paul purchased auto insurance,the agent asked if he had renters' insurance.Paul did not know he should buy an insurance policy to protect his belongings from fire and theft;he thought his landlord was responsible for that type of insurance.When the agent explained how Paul needed to insure his personal belongings,Paul agreed and purchased renters' insurance along with the auto insurance.This is an example of:
Actor-Observer Effect
The tendency to attribute one's own actions to external factors while attributing others' actions to internal factors.
Internal Attributions
The process of explaining one's own behavior or the behavior of others based on internal, personal characteristics.
Fundamental Attribution Error
The tendency to overemphasize personality-based explanations for behaviors observed in others while underestimating the influence of situational factors.
Individualism
A cultural or philosophical outlook that emphasizes the moral worth of the individual and the importance of independence and self-reliance.
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