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The third element essential to survival after major burn injury is
Debenture
A type of debt instrument that is not secured by physical assets or collateral but is based on the issuer's creditworthiness and reputation.
Risk Premium
The additional return over the risk-free rate that an investment is expected to yield, compensating investors for taking on higher risk.
Default Risk
The risk of loss arising from a debtor failing to make required payments on their debt obligation.
Cost Of Borrowing
The total expense that a borrower pays to secure and utilize a loan, including interest rates, fees, and other charges.
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