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The variables to be included in the factor analysis should be specified based on past research,theory,and the judgment of the researcher.
Creditors' Protection
Legal and financial mechanisms in place to ensure that creditors can reclaim some value from a borrower in case of default, insolvency, or bankruptcy.
Present Value
The immediate value of a prospective sum of money or stream of cash flows, using a specific interest rate for calculation.
Equivalent
A term expressing a state of equality or equivalency in value, function, or meaning.
Cash Held
Physical money held by a business in its cash registers or cash box, used for daily operations.
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