The Process by Which Banks Screen Potential Applicants by Eliminating

question 12

Multiple Choice

The process by which banks screen potential applicants by eliminating bad risks and to obtain a pool of creditworthy borrowers is called

• A) gap analysis.
• B) duration analysis.
• C) credit-risk analysis.
• D) liquidity analysis.

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Definitions:

Polar Latitudes

Regions near the poles of the Earth, characterized by extreme cold and seasonal variations in daylight.

Equatorial Latitudes

The region near the equator, characterized by a hot climate year-round due to receiving the most direct sunlight.

Temperate Latitudes

Regions of the Earth lying between the tropics and the polar circles, characterized by moderate temperatures and distinct seasonal changes.

Pollutants

Substances that contaminate the environment, causing harm or discomfort to organisms.