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What determines the effectiveness of testimonials?
Blank Indorsement
A type of endorsement on a negotiable instrument where the endorser does not specify an endorsee, making it payable to the bearer.
Restrictive Indorsement
A limit placed on the use of a check or other negotiable instrument which specifies the conditions under which it can be transferred or paid out.
Bearer Paper
A negotiable instrument or security not registered in the owner's name and thus payable to the holder or presenter.
Specially Indorsed
A check or negotiable instrument that has been endorsed (signed on the back) and specifies the person to whom or to whose order the instrument is payable.
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