Which of the Following Is True of Credit Reporting Protections

question 20

Multiple Choice

Which of the following is true of credit reporting protections provided to consumers under the federal Fair Credit Reporting Act (FCRA) ?

• A)In case of inaccurate information in a credit file,the concerned credit reporting agency must make the correction,usually within 90 days.
• B)If a person makes a request,the concerned credit reporting agency must give the person a list of all those who have recently sought information about him or her.
• C)Credit reporting agencies do not need a written consent from a person to provide information to the person's employer or prospective employer.
• D)Negative information more than two years old must not be reported in a consumer's credit file.

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