Refer to the table below,which shows the results of payback,net present value,and internal rate of return analysis of four projects.Which is preferred by the payback criterion? 
Definitions:
Commercial Banking
Banking services provided to businesses and individuals, including deposit taking, lending, and various other financial transactions.
Investment Banking
A sector of the banking industry that deals with the creation of capital for other companies, governments, and other entities.
Investment Bankers
Professionals who work in financial institutions, facilitating mergers, acquisitions, and the issuance of securities.
Financial Institutions
Organizations that provide financial services, such as banks, insurance companies, and investment firms.
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