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Outline what is meant by the CGAP effect and explain the relationship between interest rate changes and changes in net interest income.Specifically, indicate whether a FI would wish to hold a negative or positive CGAP and under which interest rate conditions.
People-centered Practices
Business or organizational strategies that emphasize the importance and well-being of employees, promoting a positive workplace culture.
Employee Turnover
The rate at which employees leave a company and are replaced by new employees, which can impact the company's performance and morale.
Selection Process
The method by which candidates are screened and chosen for a position based on criteria such as skills, experience, and suitability.
Employee Retention
The ability of an organization to retain its employees and reduce turnover by creating a positive work environment.
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