One Method of Defining or Identifying Discriminating Lending Behavior Is

question 1

Multiple Choice

One method of defining or identifying discriminating lending behavior is that discrimination is said to exist if minority group members represent a smaller proportion of those receiving credit than they do in the general population.This is known as the:

• A) effects method
• B) intent method
• C) practices method
• D) screening method

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Definitions:

Psychological Functioning

An individual's mental processes and behaviors in relation to their emotional, cognitive, and social wellbeing.

Operant Conditioning

A method of learning that employs rewards and punishments for behavior, encouraging the subject to associate certain behaviors with certain consequences.

Repertoires

The range or collection of skills, abilities, or behaviors that an individual possesses or can perform.