The 2009 National Survey on Drug Use and Health Selected

question 44

Multiple Choice

The 2009 National Survey on Drug Use and Health selected a random sample of U.S.college students and asked them about illicit drug use.Roughly 23% of the students surveyed reported using illicit drugs in the past year.The variable in this study is:

• A) the percentage of students who reported using illicit drugs.
• B) whether or not a student used illicit drugs.
• C) whether or not a college student responded to the survey.
• D) the number of college students who use illicit drugs.

Understand the concept of moral hazard, including its causes and consequences.

Differentiate between moral hazard and adverse selection.

Identify solutions to mitigate moral hazard in various contexts, such as insurance and employment.

Analyze the implications of moral hazard in insurance settings.

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Definitions:

Social Support

The psychological and material resources provided by a social network to help individuals cope with stress, challenges, or hardships.

Self-esteem

The subjective evaluation of one's own worth, value, or importance.

Stress

A physical and emotional response to perceived pressures and challenges, often resulting in feelings of anxiety, tension, or strain.

Attitude Object

Anything toward which a person has an established pattern of evaluative response, ranging from tangible objects to abstract concepts.