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Exhibit 16

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Exhibit 16.6.Thirty employed single individuals were randomly selected to examine the relationship between their age (Age)and their credit card debt (Debt)expressed as a percentage of their annual income.Three polynomial models were applied and the following table summarizes Excel's regression results. Exhibit 16.6.Thirty employed single individuals were randomly selected to examine the relationship between their age (Age)and their credit card debt (Debt)expressed as a percentage of their annual income.Three polynomial models were applied and the following table summarizes Excel's regression results.   Refer to Exhibit 16.6.What is the predicted percentage debt of a 45 year old employed single person determined by the model with the best fit? Refer to Exhibit 16.6.What is the predicted percentage debt of a 45 year old employed single person determined by the model with the best fit?


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Hostile Takeover

An acquisition attempt by a company or individual despite resistance or opposition from the target company's management.

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