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Lenders use operating income as:
Bargaining
The negotiation process between two or more parties to reach a mutually acceptable agreement.
Game Theory
A theoretical framework for conceiving social situations among competing players, in which the outcome of a participant's choice of action depends critically on the actions of other participants.
Sequential Negotiation Games
A type of game theory scenario where participants negotiate or make decisions in a predetermined order, rather than all at once.
Threat
A potential cause of harm or negative outcome, often used in strategic contexts to describe a disadvantageous situation that might materialize.
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