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If you view your employer's instructions or influence as improper,then you should most likely:
Callable Bonds
Securities that the issuer has the right to repurchase before they reach their due date, for a predefined amount.
Market Rate
The prevailing rate of interest available in the marketplace for securities of similar risk and maturity.
Face Value
The nominal value printed on a financial instrument like a bond or stock certificate, not necessarily its current market value.
Effective Interest Rate
The actual cost of borrowing or the actual yield on savings, taking into account the compounding of interest over time.
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