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Hypersensitivity responses to divalent cations such as nickel are relatively common. Individuals sensitized to these metals will develop a skin rash within 15 minutes of putting on a bracelet or ring containing that metal.
Adjustable Rate Mortgages
Home loans with interest rates that can change over time, often linked to a specific index or benchmark.
Foreclosure Rates
The percentage of properties undergoing the legal process by which a lender attempts to recover the balance of a loan from a borrower who has stopped making payments.
Prime Borrowers
Individuals who are considered low-risk by lenders due to their excellent credit history and are thus likely to receive better loan terms.
Government-sponsored Enterprises
Special financial services corporations created by the United States Congress to enhance the flow of credit to specific sectors of the economy, such as housing.
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